Housing Specification Blog

Home insurance claims soar during “Mischief Week”

October 30, 2012 Alexandra Blakeman Housing Issues

Will you be trick or treating tomorrow night? Dubbed by Insurance companies as ‘Mischief Week’, homeowners face £1.4m repair bill after Halloween and Bonfire night celebrations.

Whilst the majority of revellers will be out for some harmless fun, the period between Halloween and Bonfire Night witnesses an increased rate of property vandalism.

One fifth of British homes are damaged by Halloween pranks and fireworks each year. Believe it or not, ‘egging’ is the most common cause of damage and complaints.

According to a Santander Home Insurance report, these kinds of pranks are estimated to cost £234 per household in repairs.

Guy Fawkes’ night brings with it a plethora of safety awareness campaigns, but it is also important to be vigilant about your home. The risk of domestic burglary increases by around 25% on 5 November and the following weekend, as families head to local displays.

The highest number of home insurance claims are made on Bonfire Night every year. If you’re planning to hold a private display, it’s vital to check your insurance and consider the risks to your personal safety and your property.

Richard Al-Dabbagh, Santander Insurance, said: “These are annual traditions that the public should be able to enjoy without feeling their home or personal wellbeing is under threat, but this doesn’t change the fact that the risk of crime and accidents is elevated during ‘Mischief Week’.”

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